Most of us have had at least three significant turning points in our lives, moments in which we were making momentous decisions that would determine (at least for a substantial period), the course of our destiny.

In last month's article, I asked you to travel back over the landscape of your life and consider some key choices:

1. A choice that you are the most wistful about; one in which the idea or thought “what would have happened?” comes up from time to time.